DSCR Loans for Real Estate Investors
----- No Income Verification Needed -----

• Skip the traditional paperwork. With DSCR (Debt Service Coverage Ratio) loans. You qualify based on the income generated by the property—not your personal income.

• No tax returns required

• Faster closings

• Ideal for rental and investment properties

• Flexible loan options, if you’re ready to grow your portfolio without the usual red tape, this is the financing solution you’ve been looking for.

 

Program Basic's

         ✔ Up to 85% Financing
         ✔ Properties up to 20 Acres
         ✔ Rural Properties Welcome
         ✔ Purchase or Refinance Options
         ✔ Minimum FICO 620
         ✔ Title in LLC or Corporation Allowed
         ✔ Non-Warrantable Condos Accepted

Flexible financing solutions designed for real estate investors ready to grow.
 

How DSCR Loans Work

DSCR (Debt Service Coverage Ratio) loans use your property's rental income divided by mortgage payment. Ratios of 1.0 or higher typically qualify. No tax returns or employment verification required.

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Self-Employed Programs

No W-2s or tax returns needed. Qualify using 12-24 months of bank statements.