top of page
Aerial View of a Suburb
City Skyline View

Loan Types

 

Fixed-Rate Loans
Long-term financing solutions with stable, fixed interest rates and no balloon payments. Ideal for self-employed investors and small business owners seeking predictable monthly payments and long-term stability.

​

Interest-Only Loans
Short-term, interest-only financing designed to maximize cash flow, support property appreciation strategies, and help minimize vacancies during transitional periods.

​

Short-Term Loans
Interest-only loan options with terms of up to 24 months—perfect for acquiring new properties, repositioning assets, or leveraging existing real estate holdings.

​

Low LTV Loans
Flexible loan programs with streamlined credit requirements, tailored for investors with credit challenges who have strong equity positions and need fast, straightforward qualification.

​

Foreign Investor Program
Customized financing solutions for international investors looking to purchase U.S. investment properties, even when traditional financing options are limited.

​

Blanket Loans

A blanket loan is a type of financing that enables investors to fund multiple properties under a single mortgage agreement. Rather than managing separate loans for each property, investors consolidate them into one streamlined loan structure. This approach simplifies administration, reduces paperwork, and often improves cash flow management.

Because it leverages the combined equity of several properties, a blanket loan can unlock greater borrowing power. It’s particularly advantageous for large acquisitions, portfolio growth, or refinancing multiple properties at once—allowing investors to scale efficiently while keeping their financing organized.

Terms and conditions expressed in this website can be changed without prior notice and are examples of what may be possible, we make no promise or guarantee that the borrower will receive these terms and conditions. Each loan stands on it's own merits or lack there of. 

Office: 23046 Avenida De La Carlota Carlota Plaza, # 600, Laguna Hills, CA 92653

BY APPOINTMENT ONLY PLEASE

CALL 833.464.8646

​

Oak Tree Capital is a DBA of Oak Tree Realty and Mortgage

Oak Tree Capital tree Logo

Licensing

California Department of Real Estate # 01510659     

National Mortgage Licensing System # 1509834

bottom of page